People interested to buy property, extend or develop own business premises for owner occupation can easily materialise their dreams with the help of specific loan plans available in the UK loan market. The UK loan market offers flexible, tailored loan plans to structure your commercial mortgage loan finance according to your needs. These are specific to the purchase of commercial property only with scores of borrower friendly features.The borrower can select a mortgage repayment period between 2 and 30 years while taking these loans. They are secured in nature and the loan applicant can borrow up to 75% of the purchase price or professional valuation, whichever is the lower.The minimum loan amount is £25,001, and there is no maximum as the real estate price fluctuates on daily basis. According to your personal and financial condition, you can select a fixed or variable rate mortgage. You can also choose to pay mortgage interest either monthly or quarterly.You can choose to take capital repayment holidays for all, or part of the first 24 months while the repayment of Commercial Property loans is continuing. There is also option to defer up to two commercial mortgage loan repayments in any year. Protection against interest rate rises for loans of over £250,000 is associated with these loans. The most beneficial things are these loans are easy and straightforward to arrange. A quick response to your lending requirements is given by the lender as there is stiff competition in the UK loan market.The Commercial Property loans can finance the property you are looking to fund is office, retail, warehouse or industrial premises. You can also avail these loans for the purpose of letting under formal tenancy agreements. These loans also offer the residential Buy to Let landlord a choice of market leading. At the forefront of these loans the convenience of the loan applicant is being given the utter priority. This loan available for almost all property and tenant types, including more difficult to fund niche property types including HMOs, block of flats and DSS tenants. The expert consultant and administrator of the lenders will work with you throughout the mortgage process to ensure that your loan application goes as smoothly as possible. The loan decisions in principle can be obtained within minutes. Currently 85% loan to value and 100% rent to interest cover calculation are offered to the borrowers.Credit scoring is used by the lenders to reject or deject the Commercial Property loans application. The credit score includes detailed past records of the relationship an individual has established with other creditors. These loans are the secured plans and differ from the unsecured loans in a large magnitude. In case of new businesses ventures you do not yet have established accounts, or cannot prove your income, and have a limited amount of equity or limited cash deposit. In such cases, the Commercial Property loans help you. Many people are more suited to interest only mortgages which the online lenders lenders are willing to offer. There are lenders who specialise in non-status interest only commercial mortgages and lend against the “bricks and mortar” value of your property. They require no accounts or proof of your personal or business income for loan approval.